Publication Date: 2019/09/01
Abstract: Background: Health insurance gives the opportunity for people to finance their medical care so that they can alleviate some of their financial pressure. Objectives: The objectives are to estimate the health expenditure incurred by the teaching faculty and their households and assess the factors influencing those who have not subscribed to health insurance. Materials and Methods: A total of 150 teaching faculty of various institutes of a private university of 21–70 years age group were interviewed with the help of a pretested, semi‑structured interview schedule. Results: Most of the faculty members (86.6%) spent ₹1 - ₹500 for doctor fees and diagnostics and around half the respondents (52%) spent ₹1 - ₹500 on medicines. Chi square test was performed and revealed that gender, age, marital status and health expenditure (Doctor Fees, Medicines) had a significant association with regard to non-insured respondents. (p<0.05) Conclusion: Different income and social groups have a different understanding and expectations regarding health insurance in India. It is important that we increase the awareness of the public with regard to the benefits of health insurance.
Keywords: Health Insurance, Teaching Faculty, Private University, Health Expenditure, Chi Square Test.
DOI: No DOI Available
PDF: https://ijirst.demo4.arinfotech.co/assets/upload/files/IJISRT19AUG768.pdf
REFERENCES